Cola 2025 Date. Cola for 2025 will be released in october 2024 and will come into effect from january 1, 2025 with the senior citizen league predicting it will be no higher than three percent but no lower. The 2025 social security cola is 2.5%, which will boost the average benefit check by $49 per month.

The official 2025 cola announcement is expected later this week on october 10, with the increased benefits taking effect in january. Technically, the social security administration will apply the 2025 cola to your december 2024 payment.